Attention homeowners in Buffalo and Wright County: Need an appraisal?
Check out the top 7 reasons why MN homeowners order from Red Oak Appraisal, Inc.:
Own a home in or near Buffalo, MN and need help determining the value of it?
We at Red Oak Appraisal, Inc. understand the special needs of a consumer looking for appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a regular person not in the real estate industry that ordinarily doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Red Oak Appraisal, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Red Oak Appraisal, Inc. is seasoned in helping homeowners just like you remove unwanted PMI insurance. Challenging a property tax assessmentLets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Red Oak Appraisal, Inc. is your chief weapon. Was your HELOC recently frozen?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Red Oak Appraisal, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property. |